cashcat.
Find my loan
Free · no sign-up

Free invoice generator.
Look pro, get paid faster.

For freelancers, sellers and small businesses. Fill one form, add your logo and pick a colour — get a clean PDF and a private link to send your client.

  • PDF + shareable link
  • Your logo and colours
  • VAT and withholding tax
  • GCash, Maya, bank, PayPal
Optional
Drop your logo or browse
PNG, JPG, SVG, WebP · max 2 MB
Optional
From — you
Optional
Optional
Optional
Optional
Optional
Bill to — who pays
Optional
Optional
Optional · we never email them
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What you’re billing for

Amount ₱0.00

How to pay you

Optional
Subtotal₱0.00

Only if you are VAT-registered

Your client deducts it and pays BIR

Amount due₱0.00

You get a PDF and a private link. No account. Not a BIR-registered sales invoice.

Three steps. Two minutes.

  1. 1

    Fill in who, what, how much

    You and your client — a person or a company — the work or goods, and how you want to be paid.

  2. 2

    Make it yours

    Add your logo and pick one of six colours. Taxes and totals are worked out for you.

  3. 3

    Send the PDF or the link

    Attach the PDF to an email, or paste the link in Viber, WhatsApp or Messenger. Your client can download it too.

What a good invoice shows

Clients pay faster when nothing is missing. Our form asks for all of it, in this order.

  1. 1Your name and logoPerson or business, with contact details.
  2. 2Invoice numberUnique and in order — we suggest the next one.
  3. 3Issue and due datesPick terms; the due date is set for you.
  4. 4Who paysClient name or company, TIN if they need it.
  5. 5Itemised linesWhat you did or sold, quantity, price.
  6. 6TaxesVAT 12% if registered; withholding the client deducts.
  7. 7Amount dueOne big, unmissable number in your currency.
  8. 8How to payBank, GCash, Maya or a PayPal / Wise link.

Questions?

Yes. No sign-up, no limits for normal use and no watermark — just a small “made with cashcat.ph” line at the bottom of the PDF.

Got paid in dollars?

Compare what you’d actually receive in pesos from Wise, Remitly, banks and more.

Compare exchange rates

The invoice generator makes a billing document for your client. It is not a BIR-registered sales invoice or official receipt. CashCat does not process payments; your client pays you directly. Links and logos are deleted after 90 days.

cashcat.

Free loan matching service for the Philippines. A trading style of HOWPO OÜ.

[email protected]+372 5846 1868

Legal & consumer information

Cashcat is a trading style of HOWPO OÜ. Howpo OÜ advertises, aggregates, and compares financial service products offered by banks, NBOs and other lending operators. We are a credit broker and not a Lending Operator and offer credit facilities from a panel of lenders.

Legal name
Howpo OÜ
Registry code
14855426
Registered address
Tornimäe tn 7-132, Kesklinna district, Tallinn 10145, Estonia
Email
[email protected]
Phone
+372 5846 1868

Consumer advisory

Cashcat is a loan matching service. This site will submit the information you provide to a direct lender. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We only work with direct lenders approved and certified by the financial regulator (sec.gov.ph). Always check if the lending company is authorised by SEC to operate as a Lending Operator — see the SEC list of lending companies with a Certificate of Authority. Our partners always have physical offices in the Philippines.

Cashcat advertises loan offers of companies with the following certificates (but not limited to mentioned below):

  • Certificate of Authority No. 1181
  • Certificate of Authority No. 1254
  • Certificate of Authority No. 1150

Warning

Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

Representative example

Loan amount
₱20,000
Term
6 months
Monthly payment
₱5,000
Cost per month
₱1,667
APR
143%

You apply for PHP 20,000 and choose comfortable repayment over 6 months: your monthly payment will be PHP 5,000, so the cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to the Terms & Conditions of a Lending Operator to understand the full product details.

Associated fees

Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

General requirements

Loans available to over-18s only, subject to status. Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending — we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

  • Cashcat will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.
  • All applications will be subject to credit checks and affordability assessments in line with responsible lending.
  • Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
  • There are different companies on the market and some websites are operated by bad actors. Beware of scams! Cashcat services are FREE. Never our employees or anyone associated with Cashcat (HOWPO OÜ) will require you to pay any fees.