cashcat.
Find my loan
New free tool · Suki by CashCat

Your customers, your listahan, your to-dos. One simple app.

Suki is a free, very simple notebook for small business in the Philippines — sari-sari stores, online sellers, freelancers and service pros. Big buttons, plain words, works on any phone.

Start freeWho is it for?
  • Free up to 20 customers
  • Sign in with Google
  • Reminders in English or Taglish

Pick your kind of business. Get the tools that fit.

Everyone gets the basics. Each business type also gets one special tool made for how it really works.

Live now

Store or sari-sari

Sari-sari, carinderia, water refilling, LPG, bigasan, market stall
Your special toolListahanThe utang book, digital. Who owes, how much, since when. Partial payments, a credit limit per suki, polite reminders.
I’m a store owner
Orders coming soon

Online seller

Facebook live, Marketplace, Shopee, TikTok, pre-order and resellers
Your special toolOrdersEvery “mine” in one board: reserved → paid → packed → shipped. COD, courier, and a flag for joy reservers.
I’m an online seller
Projects coming soon

Freelancer or VA

Virtual assistants, designers, writers, devs, editors — clients in PH or abroad
Your special toolProjectsEach client’s projects with a simple board: to do → doing → done. Hours, and a one-tap invoice.
I’m a freelancer
Bookings coming soon

Service pro

Salon, nail tech, barber, tutor, aircon & home repair, photographer, laundry
Your special toolBookingsA simple schedule. Who, what service, when. Reminder the day before, and each client’s history.
I’m a service pro

The basics — for everyone, free

Simple tools every small business needs, no matter what you sell.

CustomersMga SukiName, phone, Messenger, place, a note. Find anyone in a second.
RemindersPaalalaPolite ready-made messages in English or Taglish, sent from your own phone.
To-dosoonGagawinWhat to do next, with a date. Get a nudge so nothing slips.
Money in & outsoonPasok at labasWrite down what came in and what went out. See your day and month.
NotessoonTalaSuppliers, prices, ideas. Pin the important ones.

Start in two minutes

  1. 1

    Pick your business

    Store, online seller, freelancer or service. We set up the right tools. You can change it later.

  2. 2

    Add your customers

    Type a name — a nickname is enough. “Aling Nena, blue gate.”

  3. 3

    Write it down, send a reminder

    One tap to record utang or bayad. One tap to send a polite reminder by Messenger, Viber or text.

Made simple, on purpose

No training needed. If you can use Facebook, you can use Suki.
Plain wordsUtang, bayad, suki — not “accounts receivable”. Reminders in English or Taglish.
Big buttonsMade for the phone in one hand and the change in the other.
Pay-off order that makes sensePayments clear the oldest utang first, so “late” means really late.
Your data is yoursWe never show your list to lenders or anyone else.

Free for most. One small price if you grow.

Free₱0
  • 1 business, up to 20 customers
  • Customers, Listahan and reminders
  • Reminders through your own Messenger / Viber / SMS
  • New tools as they launch
Start free
Suki Plus coming soon₱59 / month
  • Unlimited customers, up to 3 businesses
  • A helper account (family or staff)
  • Download to Excel, photo of receipts
  • Pay by GCash or Maya
About $1. Cancel any time — your data stays yours.

Questions?

Yes. One business with up to 20 customers is free, with every tool that is live. Suki Plus (₱59 a month) for more customers, a helper login and Excel download is coming later.

Throw away the notebook. Keep the suki.

Start free

Suki is a record-keeping tool. It does not lend money, collect payments or contact your customers by itself. Your customer list is private to you and is never shared with lenders.

cashcat.

Free loan matching service for the Philippines. A trading style of HOWPO OÜ.

[email protected]+372 5846 1868

Legal & consumer information

Cashcat is a trading style of HOWPO OÜ. Howpo OÜ advertises, aggregates, and compares financial service products offered by banks, NBOs and other lending operators. We are a credit broker and not a Lending Operator and offer credit facilities from a panel of lenders.

Legal name
Howpo OÜ
Registry code
14855426
Registered address
Tornimäe tn 7-132, Kesklinna district, Tallinn 10145, Estonia
Email
[email protected]
Phone
+372 5846 1868

Consumer advisory

Cashcat is a loan matching service. This site will submit the information you provide to a direct lender. Upon application approval, a direct lender will require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We only work with direct lenders approved and certified by the financial regulator (sec.gov.ph). Always check if the lending company is authorised by SEC to operate as a Lending Operator — see the SEC list of lending companies with a Certificate of Authority. Our partners always have physical offices in the Philippines.

Cashcat advertises loan offers of companies with the following certificates (but not limited to mentioned below):

  • Certificate of Authority No. 1181
  • Certificate of Authority No. 1254
  • Certificate of Authority No. 1150

Warning

Late or missed loan payments may be subject to increased fees and interest rates and can cause you serious money problems. Lenders may use collection services for non-payment of loans.

Representative example

Loan amount
₱20,000
Term
6 months
Monthly payment
₱5,000
Cost per month
₱1,667
APR
143%

You apply for PHP 20,000 and choose comfortable repayment over 6 months: your monthly payment will be PHP 5,000, so the cost of the loan will be PHP 1,667 per month (APR = 143%). Refer to the Terms & Conditions of a Lending Operator to understand the full product details.

Associated fees

Loan terms, conditions and policies vary by lender and applicant qualifications. Not all applicants will be approved for their requested loan amounts or advertised interest rates. Loan repayment periods vary by lender and applicant qualifications also.

General requirements

Loans available to over-18s only, subject to status. Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending — we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

  • Cashcat will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.
  • All applications will be subject to credit checks and affordability assessments in line with responsible lending.
  • Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
  • There are different companies on the market and some websites are operated by bad actors. Beware of scams! Cashcat services are FREE. Never our employees or anyone associated with Cashcat (HOWPO OÜ) will require you to pay any fees.