Frequently Asked Questions
What is Cashcat?
- Cashcat is a comparison website.
- Cashcat is not a lender.
- You can choose the best loan offers on Cashcat and submit an application on a lender's website or in an app.
How to Apply?
It only takes a few simple steps:
- Click apply button
- Enter your basic details
- Choose the offer from the list
- Proceed with the detailed application
Make sure to fill everything properly and accurately. Correct information without mistakes or typos will increase your chances to be approved dramatically.
Can I Apply?
You can apply if you are:
- Between 21 and 50 years old
- A Filipino citizen with a valid home address in Philippines
- Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income
Am I qualified?
Well, you need to apply to know. It only takes several minutes to apply for online cash loan, so please click “Apply now”!
What Are The Requirements?
We are a truly unique product in the Philippines as we work with all major lenders in the region. The requirements are very different, but in general you need to meet these criteria:
- Have a valid mobile phone number
- Have a valid email
- Have at leas 1 Government ID
You can increase your chances to be approved for a loan by providing:
- Latest proof of billing (Meralco, water bill, cable, internet, or PLDT bills)
- Company ID
- Latest one-month payslip
- COE, ITR, DTI
What Government ID Do You Accept?
Different lending companies may accept different IDs, but if you have one of these you should be fine:
- Driver’s License
- NBI Clearance
- Police clearance
- Postal ID
- Voter’s ID
- UMID
- OFW ID
- TIN Card
- Social Security System ID (SSS)
- Firearms License
How Long Is The Loan Process?
Сashcat.ph is an online company. We process your online loan application instantly. Just ensure that you have filled all the fields properly in your application form and uploaded all the required documents. There are big chances you will receive money within 1 working day.
How Much Is The Interest Rate?
Depending on your application and previous history the interest rate may vary from 0% to 1% per day. We work closely with all our lending partners in Philippines to grant the best possible conditions for our customers. MORE TIMES YOU USE CASHCAT.PH TO APPLY FOR A LOAN, LOWER INTEREST RATE YOU CAN EXPECT!
I’m A Seafarer’s Allottee, Can I Also Apply For A Loan?
Absolutely, YES. You should apply!
I’m A Taxi/Grab Driver, Can I Apply For A Loan?
Definitely, YES.
Who Are Your Bank Partners?
To ensure secure transactions, we only deposit approved loans with our bank partners:
- Asia United Bank
- Bangko Mabuhay
- Bank of Commerce
- Bank of the Philippine Islands
- BDO
- Card Bank Inc.
- China Bank
- China Bank Savings
- Citibank, N.A.
- City Savings Bank
- Citystate Savings Bank
- Development Bank of the Philippines
- East West Bank
- East West Rural Bank
- Equicom Savings Bank
- Enterprise Bank
- Entrepreneur Bank
- HSBC
- HSBC Savings Bank
- ISLA Bank
- Katipunan Bank
- Land Bank
- Luzon Development Bank
- Malayan Bank
- Maybank Phils. Inc.
- Metrobank
- OmniPay
- Overseas Filipino Bank
- Pacific Ace Savings Bank
- Partner Rural Bank
- Paymaya
- PBCOM
- Philtrust Bank
- Philippine Business Bank
- Philippine National Bank
- PNB (Savings Bank)
- PR Savings Bank
- Producers Bank
- Plan Bank
- PS Bank - Philippine Savings Bank
- Philippine Veterans Bank
- RCBC
- RCBC Savings Bank
- Robinsons Bank
- Security Bank
- Sterling Bank
- Tiaong Rural Bank
- United Coconut Planters Bank (UCPB)
- UCPB Savings Bank
- Wealth Bank
- Yuanta Savings Bank
- Unionbank
What if I don’t have a bank account?
Not a problem. We have handpicked a number of lending partners who have offline branches. Just uncheck "I have a bank account" option and we will only show you those who support cash loans without a bank account.
Why Have I Not Receive Any Status On My Application?
We are very sorry about that. Nevertheless we try our best to process your loans applications within one business day there may be slight delays. Please be patient and wait for the response from the lender.
What if my application has been rejected?
Not a problem. Just apply again and pick another option from the list. Eventually we will find the best loan offer for you!
How will I know if I am approved?
A decision of your loan application will be sent to you through SMS / Email within ~1 working days upon your submission of complete and clear document requirements. Our lenders assesses all applicants fairly and quickly.
When do I receive the money?
Our partners process your cash funds immediately after approval. You will receive a text message or an email afterwards with the instructions on how you can claim your money. Otherwise you can collect money in the nearest offline branch.
